Even without a bank account, there are more mobile payment options for OKTO users to top-up their OKTO accounts. Within specific amount limitations for your transactions, you can either send or receive money from other OKTO users (P2P) and make safe and fast QR payments to merchants. Also, take into consideration that there is no need to insert your bank account details or any credit*/debit card details to activate your OKTO account.
*Where applicable